Massachusetts Life Settlement
If you are searching for a life settlement company that provides services throughout the state of Massachusetts, Ideal Settlements wants to work for you. A life settlement in Massachusetts is the sale of a life insurance policy for less than the face value but more than the cash surrender value. We always recommend that a policy should be sold in the secondary market through a competitive bid process. At Ideal we work with seniors throughout Massachusetts that are interested in getting more money for their life insurance policy through a bidding process. We work directly with over 50 institutional buyers willing to compete for our clients business. If you want to be backed by an aggressive company willing to go the extra mile, begin by applying with Ideal today.
Ideal Settlements is an experienced life settlement company that puts great emphasis in the financial well being of our clients. We take all the necessary steps throughout the life settlement process assuring you the most competitive payouts for your life policy. A true testament to our services is our ability to capture referrals from existing clients and financial professionals. In fact, the majority of our life settlement customers come from life insurance and financial professionals located throughout the United States.
If you are a family member evaluating a Massachusetts life settlement for a parent or relative we can work with you. Ideal also works with financial professional and insurance agents that represent the financial interests of their senior clients.
Some of the different Massachusetts financial professionals we can work with include:
- Financial Planners
- Financial Advisors
- Accountants and CPA's
- Life insurance Brokers & Agents
- Estate Planners
- Other Financial Professionals representing seniors
Ideal Settlements will pay all upfront costs associated with ordering life expectancy reports, medical reports and other documentation necessary for a Massachusetts life settlement. We will also assume all expenses related to processing the application, preparations of the package, and sending the packet to each of our institutional buyers. Whether we are working with the policyholder or the financial professional representing the client, our company will always take on the full expense of a life settlement transaction. Furthermore there is no obligation to pay back these expenses even if you no longer want a senior life settlement.
Life insurance companies do very little informing policyholders that life settlements exist. Insurance companies make record breaking profits each year partially due to lapse polices. If a policy were to lapse the insurance company may not pay the death benefits to the beneficiary. An option to a lapse, unwanted or unaffordable life insurance policy is either selling it back to the insurance carrier or securing a Massachusetts life settlement.
Ideal Settlement can work with clients throughout Massachusetts that have one of the following types of life insurance policies:
Some of the reasons why seniors choose life settlements in Massachusetts include:
- It will eliminate high premium payments
- Money need for medical expenses
- The threat of ongoing medical expenses
- Long-term care for the policyholder or family member
- Assistant living, retirement home or community expenses
- Family members need the money
- Debt or bankruptcy
- Charitable donations
- Senior has outlived the beneficiary of the life insurance policy
- Estate size has recently changed
- Provides money for investment opportunities
- Payout is much higher than selling the policy back to the insurance company who issued the policy
If you are a searching for a Massachusetts senior life settlement, begin by contacting Ideal today for a free consultation. Whether you are applying for a life settlement for yourself or interested in obtaining a life settlement for a client we are ready to work for you.
We can provide a Massachusetts life settlement for seniors throughout the state. Ideal has provides a list of some of the most populated areas where seniors reside: Acton, Allston, Amesbury, Amherst, Andover, Arlington, Attleboro, Auburndale, Barnstable, Bedford, Belmont, Beverly, Billerica, Boston, Braintree, Bridgewater, Brighton, Brockton, Brookline, Burlington, Buzzards Bay, Cambridge, Canton, Centerville, Charlestown, Chatham, Chelmsford, Chelsea, Chestnut Hill, Chicopee, Clinton, Concord, Danvers, Dedham, Duxbury, East Longmeadow, Easthampton, Edgartown, Everett, Fall River, Falmouth Fitchburg, Foxboro, Framingham, Franklin, Gardner, Gloucester, Great Barrington, Greenfield, Groton, Hanover, Harvard, Haverhill, Hingham, Holden, Holliston, Holyoke, Hopkinton, Hull, Hyannis, Ipswich, Jamaica Plain, Lawrence, Leominster, Lexington, Lincoln, Longmeadow, Lowell, Lynn, Lynnfield, Malden, Mansfield, Marblehead, Marlborough, Marshfield, Mashpee, Medfield, Medford, Melrose, Methuen, Middleboro, Milford, Milton, Nantucket, Natick, Needham, New Bedford, Newton, Newtonville, North Adams, North Andover, North Attleboro, North Reading, Northampton, Northborough, Norwell, Norwood, Orleans, Osterville, Oxford, Peabody, Pembroke, Pittsfield, Plymouth, Quincy, Randolph, Raynham, Reading, Revere, Rockland, Roslindale, Salem, Sandwich, Saugus, Scituate, Sharon, Shrewsbury, Somerville, South Easton, South Hadley, Southbridge, Springfield, Stoneham, Stoughton, Sudbury, Swampscott, Taunton, Tewksbury, Topsfield, Vineyard Haven, Wakefield, Walpole, Waltham, Watertown, Wayland, Webster, Wellesley, West Roxbury, West Springfield, West Yarmouth, Westborough, Westfield, Westford, Weston, Westwood, Weymouth, Wilbraham, Williamstown, Wilmington, Winchester, Winthrop, Woburn, Worcester and Wrentham.
A Massachusetts life settlement has different requirements than a Massachusetts viatical settlement. For additional information on a Massachusetts senior life settlement or viatical settlements, contact Ideal today.
The life settlement industry in Massachusetts is regulated to protect the financial well being of seniors. A life settlement transaction can only take place if the company or broker has proper licenses within the state. As regulations can change within each state, Ideal may not be able to complete a viatical or life settlement transaction in some states. Please contact us for more information. Copyright 2009 © Ideal Settlements