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If you are interested in buying life settlements and would like additional information on this newly developed financial tool, contact Ideal Settlement today. Ideal is a life settlement company providing services to both seniors and investors.
If you are a senior and interested in selling your policy, please apply online or contact us toll free.
Below we have included an F.A.Q for those individual investors considering purchasing life and viatical settlements.
How large is the life settlement market?
The growth of life settlements is dramatically increasing yearly. Over the last ten years, the industry went from a multi-million dollar industry to a multi-billion dollar industry. It is estimated that the current industry is valued at close to 12 billion dollars. Just a few short years ago, most consumers and financial advisors were unaware that this financial tool existed. Due to acceptance and education, more people are now considering life and viatical settlements as a viable financial tool.
What can we expect over the next several years?
Over the next several years the life settlement industry is expected to exceed over $100 billion. As more people become educated in this financial vehicle and understand the cash surrender value is a fraction of what a life insurance policy is worth in the secondary markets, the need for investment capital will significantly increase. Life and viatical settlements are now being recognized by financial professionals as a great financial planning tool.
Who is investing in life settlements?
Over the last several years we have seen a major increase of investors entering into the life settlement industry. Private equity firms, venture capitalists, Hedge Funds, Bank subsidiaries, large private investors and small private investors all purchase life insurance policies.
What is the average rate of returns?
If you are investing with the right company you may see double digit returns. While there is always a risk with any financial vehicle, life and viatical settlements provide a conservative investment approach.
What are the incentives to selling a life insurance policy?
The purchase price in the secondary market is more than the surrender value of the policy. There are seniors that even considering lapsing the premiums ultimately resulting in losing the death benefit of the policy. A life settlement transaction can be accomplished in less than 60 days and provide an immediate cash infusion to the seller.
How much money does it take to get started in investing in life and viatical settlements?
While the number can vary depending upon the fund, Ideal Settlements can work with those investors that are interested in investing $50,000 or more. The average investor(s) invest $1,000,000- $5,000,000 +. Ideal can work with private equity firms, hedge funds, venture capitalists & small and large private investors. If you are considering investing in life settlements, we can work with you!
How can I evaluate the life settlement market?
If you are interested in the life settlement market contact Ideal Settlements today. We will have a representative contact you to discuss the qualifications and quickly determine if this investment is right for you.
Buying Life Settlements
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For additional information on life settlements in your state, visit the following links on our homepage: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming and the District of Columbia D.C.
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